Micro-Lending

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Micro-Lending

Micro Lending, Microenterprise, Self Initiative and Self Development Services (S.I.S.D.)

Micro-Lending, provides assistance to those who want to start or expand their business but lack access to traditional money sources such as banks.

Click here to fill out the application for Microlending

Related Programs

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Volunteer Income Tax Assistance Program (VITA)
Volunteer Income Tax Assistance (VITA) offers FREE tax preparation for low income members of our community with income below $58,000. Volunteers Needed Community Action of Southern Indiana is looking for volunteers for the VITA program. Volunteers will help people and families who have made $58,000 or less and reside in Clark, Floyd, or Harrison Counties.…
Self Initiative and Self Development Services (S.I.S.D.)By Levernist Bryant
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Microenterprise Program
Microenterprise provide training and consulting in areas of small business development, planning, and technical assistance for the entrepreneur wanting to start or build a small business and live out a dream. 812.288.6451 Ext. 2113 Marilyn Warren Manager Click here to fill out application for MicroEnterprise
Microenterprise, Self Initiative and Self Development Services (S.I.S.D.)By Levernist Bryant
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Individual Development Account (IDA)
Individual Development Account (IDA) : The Individual Development Account (IDA) program helps qualified participants save and build financial assets to be pay for education, purchase or rehab a house or to start-up or expand a microenterprise business. The program requires families to learn financial literacy and take asset specific training which we provide, to be…
Self Initiative and Self Development Services (S.I.S.D.)By Levernist Bryant
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Foreclosure Counseling

We have partnered with the Indiana Foreclosure Prevention Network to provide services to keep you in your home after experiencing a hardship. If help is needed call 877-GET-HOPE

Foreclosure Counseling, Self Initiative and Self Development Services (S.I.S.D.)By Levernist Bryant
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Housing Counseling
We provide the training and credit counseling needed to purchase a home and the knowledge to maintain and keep your home
Housing Counseling, Self Initiative and Self Development Services (S.I.S.D.)By Levernist Bryant
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Credit Counseling

We offer practical financial literacy training and counseling in credit, savings and budgeting and will work individually with you with financial coaching.

Credit Counseling, Self Initiative and Self Development Services (S.I.S.D.)By Levernist Bryant

Credit Counseling:
We offer practical financial literacy training and counseling in credit, savings and budgeting and will work individually with you with financial coaching.
Housing Counseling:
Our program provides the training and credit counseling needed to purchase a home and the knowledge to maintain and keep your home
Foreclosure Counseling:
Our partnership with the Indiana Foreclosure Prevention Network allows us to provide services to keep you in your home after experiencing a hardship. If help is needed call 877-GET-HOPE

“Jerri said if it we not for the IDA program she would be on the streets after she lost her job.”

Jerri has participated in the IDA programs and microenterprise trainings since 2008, to date she has received 4 years of 3:1 matches. Her goal at inception was to pay for education expenses for her 2 daughters that attended IUS. A portion of her savings has done just that. She decided also to use some of her savings/match funds to start a small business, grooming dog from her home in Pekin, Indiana.

She successfully graduated from our 13 week micro-enterprise class so she would be eligible to use her IDA funds for her business “Klassic K-9 Grooming by Jerri”

Recently, she used a portion of her savings to purchase inventory to expand her business as a mobile grooming business.

Jerri, was laid off from her regular job and is very thankful to have participated in the IDA program and the Micro-Enterprise program. Her business has continued to grow and is giving her the capital needed to pay her mortgage and other bills. Jerri continues to run her business successfully and never returned to the job she was laid off from

Microenterprise
Jarrett & Angelique

After 4 years of savings and receiving matches, completing 12 hours of financial literacy training and thirteen weeks of small business development training at Community Action of Southern IN. we was ready to help pay the tuition for our son and expand our struggling business. The training provided by CASI’s IDA program showed us the things we needed to correct in our spending habits and gave us the knowledge to manage our business.

A portion of their savings was used for education expenses for their son Colin who attended Southern Virginia University. The remaining savings was used to pay expenses for a small business they started in Charlestown, Indiana. “The Charlestown Skate Shack” is a retail skate board shop that caters to the Youth and Young Adults in the Charlestown Indiana and surrounding communities. The store provides boards, accessories and concessions to those attending the local skate board park in the city.

Thanks CASI, you was there when we needed you most

Jarrett & Angelique

IDA/Microenterprise
Ms. B joined the IDA program as a single parent with three children.

Her dream was to get a degree so she could have a better life for her children and to one day own her own home. Letita saved $400.00 each year for a total of $1600. And the IDA program was able to match her $4800. over the four year program. She continued to save and addition $2000. over the four years to assist her in reaching those goals. Through the IDA program she received over 12 hours of financial counseling, 6 hours of pre-purchase counseling, 2 hours of predatory lending and credit reduction and 8 hours of homeownership counseling for a total of 28 hours of training toward reaching her asset goal of purchasing her home.

Ms. B was able to close on her new home in November, using her IDA funds and was also able to take advantage of a $2,000 credit for home purchases.

During the four years she was also able to attend Indiana University Southeast as a part-time student and her IDA funds provided her assistance paying for books and fees.

IDA

Click here to fill out the application for Microlending

Volunteer Income Tax Assistance Program (VITA)

Microenterprise Program

Individual Development Account (IDA)

Foreclosure Counseling

Housing Counseling

Credit Counseling